You authorize Alphaeon Credit, Comenity Capital Bank and/or Covered Care to each obtain consumer reports and related information about you from one or more consumer reporting agencies, such as Experian. You also authorize Alphaeon Credit, Comenity Capital Bank and/or Covered Care to verify information in your application for credit, and you agree that Alphaeon Credit, Comenity Capital Bank and/or Covered Care may contact third parties to verify any such information. You direct Alphaeon Credit, Comenity Capital Bank and/or Covered Care to use your consumer reports to authenticate your identity, to make/facilitate prequalification decisions and for other related purposes. You expressly authorize Alphaeon Credit, Comenity Capital Bank and/or Covered Care to obtain consumer reports about you, as well as your income information, from consumer reporting agencies when you apply for credit, during the 60 days following your initial application date, and periodically throughout the term of your credit product. You expressly authorize Alphaeon Credit, Comenity Capital Bank and/or Covered Care to use and share among themselves the information that we obtain from such reports along with your application information to, among other things, market credit products to you, determine your eligibility for other products that Alphaeon Credit, Comenity Capital Bank and/or Covered Care may offer or that you may apply for, make decisions related to the servicing and collection of your account, measure how any credit product you obtained impacts your credit, perform other statistical analysis, and share information with you about your credit profile.